One of Tod’s main goals is to help his clients with important decisions related to their retirement. He typically does this through a comprehensive financial planning approach. Tod has been an advisor for 24 years. He is a Chartered Financial Consultant (ChFC), a professional designation that focuses on meeting the advanced financial planning needs of individuals, professionals, and small business owners. The ChFC designation is offered through the American College in Bryn Mawr, Pennsylvania.
Tod is also a Retirement Income Certified Planner (RICP®) with a strong focus on helping clients devise an optimum Social Security withdrawal strategy. Tod’s focus is on increasing the liquidity, use, and control of his clients’ money while addressing their cash flow, protection, tax, and retirement goals. Over the course of Tod’s career as a Financial Advisor, he has seen plenty of market volatility and because of this has a great appreciation for risk management. He has a keen eye for growing assets while attempting to protect on the downside.
To schedule a meeting with Tod, feel free to call his office at (231) 922-8993 or (800) 968-0983.
Tod is married to his wife, Barbara and has two daughters, Cassidy and Rachel and resides in Lake Ann. He enjoys skiing, kayaking, and outdoor adventure travel.